/* Hero Section */
.hero {
    background: var(--primary-gradient);
    padding: 80px 0;
    color: var(--white);
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.hero-title {
    font-size: 48px;
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 20px;
}

.hero-description {
    font-size: 18px;
    line-height: 1.7;
    opacity: 0.95;
}

/* Loan Category */
.loan-category {
    padding: 80px 0;
}

.gray-bg {
    background: var(--light-bg);
}

.loan-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 40px;
}

.loan-card {
    background: var(--white);
    padding: 40px;
    border-radius: 12px;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
}

.loan-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl);
}

.loan-icon {
    width: 70px;
    height: 70px;
    margin-bottom: 25px;
    background: var(--primary-gradient);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.loan-title {
    font-size: 24px;
    font-weight: 600;
    margin-bottom: 15px;
}

.loan-description {
    font-size: 15px;
    color: var(--text-gray);
    margin-bottom: 25px;
    line-height: 1.7;
}

.loan-features {
    list-style: none;
}

.loan-features li {
    font-size: 15px;
    color: var(--text-dark);
    margin-bottom: 10px;
    padding-left: 25px;
    position: relative;
}

.loan-features li::before {
    content: '✓';
    color: var(--primary-color);
    position: absolute;
    left: 0;
    font-weight: bold;
}

/* Application Process */
.application-process {
    padding: 80px 0;
}

.process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.process-step {
    text-align: center;
    padding: 30px 20px;
    background: var(--light-bg);
    border-radius: 12px;
    transition: var(--transition);
}

.process-step:hover {
    background: var(--white);
    box-shadow: var(--shadow-lg);
    transform: translateY(-5px);
}

.step-number {
    width: 60px;
    height: 60px;
    margin: 0 auto 20px;
    background: var(--primary-gradient);
    color: var(--white);
    font-size: 28px;
    font-weight: 700;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.step-title {
    font-size: 18px;
    font-weight: 600;
    margin-bottom: 12px;
}

.step-description {
    font-size: 14px;
    color: var(--text-gray);
    line-height: 1.6;
}

/* Why Choose Us */
.why-choose-us {
    padding: 80px 0;
    background: var(--light-bg);
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.benefit-card {
    background: var(--white);
    padding: 30px 25px;
    border-radius: 12px;
    text-align: center;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
}

.benefit-card:hover {
    box-shadow: var(--shadow-lg);
    transform: translateY(-5px);
}

.benefit-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 20px;
    background: #FFF4E6;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.benefit-title {
    font-size: 18px;
    font-weight: 600;
    margin-bottom: 12px;
}

.benefit-description {
    font-size: 14px;
    color: var(--text-gray);
    line-height: 1.6;
}

/* Testimonials Carousel */
.testimonials {
    padding: 80px 0;
    background: var(--light-bg);
}

.testimonials-carousel {
    position: relative;
    max-width: 1200px;
    margin: 0 auto;
    overflow: hidden;
}

.testimonials-wrapper {
    display: flex;
    transition: transform 0.5s ease-in-out;
}

.testimonial-slide {
    min-width: 100%;
    padding: 0 20px;
}

.testimonial-card-new {
    background: var(--white);
    padding: 50px 40px;
    border-radius: 16px;
    text-align: center;
    box-shadow: var(--shadow-md);
    animation: fadeInUp 0.6s ease;
}

.testimonial-avatar {
    width: 80px;
    height: 80px;
    margin: 0 auto 30px;
    background: var(--primary-gradient);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.testimonial-avatar span {
    color: var(--white);
    font-size: 28px;
    font-weight: 700;
    letter-spacing: 2px;
}

.testimonial-quote {
    font-size: 16px;
    color: var(--text-gray);
    line-height: 1.8;
    margin-bottom: 25px;
    font-style: italic;
}

.testimonial-name {
    font-size: 20px;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 5px;
}

.testimonial-position {
    font-size: 15px;
    color: var(--text-light);
}

.testimonial-dots {
    display: flex;
    justify-content: center;
    gap: 12px;
    margin-top: 40px;
}

.dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: #D1D5DB;
    cursor: pointer;
    transition: var(--transition);
}

.dot:hover {
    background: #9CA3AF;
}

.dot.active {
    background: var(--primary-color);
    width: 32px;
    border-radius: 6px;
}

.testimonial-arrow {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 50px;
    height: 50px;
    background: var(--white);
    border: 2px solid var(--border-color);
    border-radius: 50%;
    font-size: 28px;
    color: var(--text-dark);
    cursor: pointer;
    transition: var(--transition);
    z-index: 10;
    display: flex;
    align-items: center;
    justify-content: center;
}

.testimonial-arrow:hover {
    background: var(--primary-color);
    color: var(--white);
    border-color: var(--primary-color);
    transform: translateY(-50%) scale(1.1);
}

.testimonial-arrow.prev {
    left: 0;
}

.testimonial-arrow.next {
    right: 0px;
}